Bio

Todd C. Hart has served as a member of the Board of Directors of Open Lending since September 2025.  Mr. Hart founded and has served as Chairman & CEO of the Upland Capital Group and related entities since 2020. 

From 2018 to 2021, he served on the GuideOne Mutual Insurance Companies Boards of Directors and chaired the Audit & Risk Management Committee. From 2012 to 2018, he was CEO of Narragansett Bay Insurance Company, a northeast coastal home-owners company. Mr. Hart led its post-Superstorm Sandy recapitalization, growth to profitability, and sale to Heritage Insurance in 2017. From 2009 to 2011, he served as CEO of the Swiss-based Glacier Group, where he led the company’s strategy reorganization, provided operational management of underwriting, claims and risk, and managed its sale. Previously, he managed Insurance Products investments and trading at the Dallas-based hedge fund, HBK Capital Management (2003 to 2009), and its related entities (2000 to 2003). During that time, invested in insurance equity, debt and insurance-linked securities. He also chaired or served on the underwriting, compensation, investment and finance, risk management, accounts and audit committees of the boards of directors of a variety of HBK investments. He started his career in New York City with J.P. Morgan & Co., where worked for nine years identifying and executing mergers and financings for Fortune 1000 clients.

Hart earned his MBA from Harvard Business School, and his AB in Economics with Highest Honors from the University of North Carolina at Chapel Hill, where he was a Morehead-Cain Scholar. He currently serves on the Board of Advisors for the Institute of Risk Management and Insurance Innovation at UNC.